History

 Guber SpA became a bank in 2018: the first Italian bank to receive ex novo authorisation from the European Central Bank.

Guber Banca is a digital bank mainly dedicated to credit and services to SMEs, specialising in the management and purchase of non-performing loans (NPL and UTP), its core activities for almost 30 years. Process optimisation and the search for quality, the basis of our history, will also be the drivers of this new path.

Desk ENG Copy Created with Sketch. Guber SpA received authorisation to carry on its banking business from the European Central Bank and announces the official creation of Guber Banca. Deposito102 is Guber Banca new online deposit account, the ideal investment for those who want to grow their liquidity without any risk. Guber Banca is founded Guber Banca launches Deposito102 MARCH 2018 OCTOBER 2018 The American fund supports the two founding partners in the company’s shareholding structure. Varde Partners acquires 33% of the Guber share capital APRIL 2017 Guber obtains the rating ‘ABSS2+’ from Fitch and confirms the ratings ‘RSS2+’ and ‘CSS2+’. Rating Special Servicer ABSS2+ DECEMBER 2016 Guber also applies for a Special Servicer ABS rating and in January 2014 the CSS2 and RSS2 ratings are confirmed together with the assignment of the ABSS2 rating. Rating Special Servicer ABSS2 JANUARY 2014 Following the acquisition of a business unit of Citifinancial-Citicorp, Guber opens an office in Milan. Opening of the Milan office MARCH 2011 Guber enters the banking sector, becoming a highly qualified service provider both for Italian credit institutions and for international institutional investors, transferors of NPLs, including securitised. Banking service APRIL 1998 In 1994 Guber began to extend its collaboration to industrial and commercial companies. In the second half of the 1990s, Guber created a real industrial model for managing the judicial recovery process, which is still one of its distinctive skills and strengths today. Industrial sector JANUARY 1994 INNOVATIVE MANAGEMENT MODEL The founding shareholders are Francesco Guarneri and Gianluigi Bertini. The initial mission was to assist the Bankruptcy Proceedings in the recovery of their debts, combining the collection activity with the delicate activity of credit assessment. Foundation JANUARY 1991 2018 2017 2016 2014 2011 1998 1994 1991
Mob ENG Copy Created with Sketch. 2018 1998 1991 1994 2017 2016 2011 2014 Guber Banca is founded Guber Banca launches Deposito102 Banking service Foundation Industrial sector Varde Partners acquires 33% of the Guber share capital Rating Special Servicer ABSS2+ Opening of the Milan office Rating Special Servicer ABSS2 MARCH 2018 OCTOBER 2018 APRIL 1998 JANUARY 1991 JANUARY 1994 APRIL 2017 DECEMBER 2016 MARCH 2011 JANUARY 2014 Guber SpA received authorisation to carry on its banking business from the European Central Bank and announces the official creation of Guber Banca. Deposito102 is Guber Banca new online deposit account, the ideal investment for those who want to grow their liquidity without any risk. Guber enters the banking sector, becoming a highly qualified service provider both for Italian credit institutions and for international institutional investors, transferors of NPLs, including securitised. The founding shareholders are Francesco Guarneri and Gianluigi Bertini. The initial mission was to assist the Bankruptcy Proceedings in the recovery of their debts, combining the collection activity with the delicate activity of credit assessment. In 1994 Guber began to extend its collaboration to industrial and commercial companies. . In the second half of the 1990s, Guber created a real industrial model for managing the judicial recovery process, which is still one of its distinctive skills and strengths today. INNOVATIVE MANAGEMENT MODEL The American fund supports the two founding partners in the company’s shareholding structure. Guber obtains the rating ‘ABSS2+’ from Fitch and confirms the ratings ‘RSS2+’ and ‘CSS2+’. Following the acquisition of a business unit of Citifinancial- Citicorp, Guber opens an office in Milan. Guber also applies for a Special Servicer ABS rating and in January 2014 the CSS2 and RSS2 ratings are confirmed together with the assignment of the ABSS2 rating.